Can I pay off my Chapter 13 plan early?

If you want to pay your Chapter 13 plan off early, you must first write the Trustee’s office requesting a balance to complete letter.  This request must be in writing and may be faxed, mailed, or e-mailed to this office.  Before you are given a balance to complete letter, this office must review your Chapter 13 case.  This reviewing process includes a review of the order confirming plan, consent orders, if any, and all proof of claims filed with the Bankruptcy Court.  Since this review can be a lengthy process, a balance to complete letter will be provided to you in five to ten business days.