New Student Loan Modification Program in the Middle District of Florida

The United States Bankruptcy Court for the Middle District of Florida has announced a Student Loan Modification Program effective August 1, 2019:

The United States Bankruptcy Court for the Middle District of Florida has established procedures for individual debtors to seek options for the repayment of student loans under the administrative oversight of the Bankruptcy Court. The new procedures utilize an online portal for secure communications between debtors and student loan lenders and will facilitate the parties in reaching mutually beneficial agreements for the payment of student loans. The Court's Administrative Order Prescribing Procedures for Student Loan Modification Program, FLMB-2019-1, becomes effective on August 1, 2019.

See the Court's SLMPOrder.pdf for more details.

New Model Chapter 13 Plan

The United States Bankruptcy Court for the Middle District of Florida has announced a revised Model Chapter 13 Plan effective March 1, 2019:

The revised Model Plan informs the debtor that the automatic stay does not apply to secured creditors if the debtor elects to surrender collateral to the secured creditor, to make payments directly to the secured creditor, or to not make payments to the secured creditor. The revised Model Plan informs the debtor that, under certain plan treatments, there is no discharge of personal liability for claims.

Download the revised Model Plan

Presidents' Day Maintenance

This website will be down for maintenance on Presidents’ Day, February, 18th, 2019 from approximately 7:00am to 9:00am ET. As a result, both this website and the BRAT Document Portal will be unavailable. We apologize for any inconvenience this may cause.

BRAT Document Portal Unavailability

Due to our upcoming move, the BRAT Document Portal will be unavailable as the servers that run it will be moving with us. We appreciate your patience through this process and will do our best to have everything back and running as soon as possible.

We're Moving

We are moving to new office space and, as a result, our office will be closed Friday, October 20, 2017. We will re-open on Monday, October 23, 2017.

An additional side effect of our move is that our phone and fax lines will be out of service for a few days while our phone provider ports our numbers. We will post an update when our phone and fax numbers are operational again.

The New and Improved c13orl.com

In 2011 we modernized our website making it mobile-friendly and adding the BRAT document portal. A lot has changed in the mobile and tablet device landscape since then and the majority of our site's visitors now come mobile and tablet devices. So today, c13orl.com is sporting a new and hopefully improved design that is even more mobile-friendly based on the changes in the device landscape since we launched our last re-design 6 years ago.

We will make further tweaks and changes in the days and weeks to come but if anything catches your eye as particular amiss, please let us know.

Contact & Payment Information


Contact Us

By mail: Chapter 13 Trustee, Middle District of Florida, PO Box 3450, Winter Park, Florida 32790

By phone: 407.648.8841
Our phone hours are Monday through Friday from 8:30am to 12pm and 1pm to 4pm ET.

By fax: 407.648.2665

Make a Payment

Mail plan payments to: Laurie K. Weatherford, Chapter 13 Trustee, PO Box 1103, Memphis, TN 38101-1103

Make a payment online through Nationwide TFS Bill Pay.